One of the Republicans’ biggest selling points of the American Health Care Act, i.e. Trumpcare is the plan’s encouragement of individual insurance policies being offered across state lines. While employee-based insurance is widely transacted across states; albeit under different rules, don’t be fooled by Trump's and other GOP leader’s claims that promoting insurance dealings for individuals between states will increase competition, improve access and reduce costs. It is a false narrative. Here’s why: Below is a summary and link to L.A Times Michael Hiltzik's November 14, 2016 article on why selling individual healthcare policies across state lines is a bogus slogan, not a policy: http://www.